California
Ikaika Insurance Solutions
California, welcome to the ʻohana. The California home of Mana Insurance Solutions: Hawaiian aloha, honest guidance, and best-in-class benefits, now serving families and businesses across the Golden State.
What Ikaika means.
In Hawaiian, ikaika means strong. It's what we want for every family and business we serve: strong coverage, strong savings, and a strong hand to hold through every step. We're based on Maui, and we serve California the same way we serve our neighbors at home: with genuine care, straight answers, and a process we're proud to publish.
The honest part about working with us.
We won't pretend to have a California office. We don't. What we have is something rarer: a team that answers the phone, treats you like family, and has built its entire business on word of mouth. Every meeting happens by phone or video, every enrollment is handled digitally, and every promise in The Mana Journey applies to you exactly as it does at home. Some people want a broker down the street. The families and businesses who choose us want something different: a partner who actually stays.
For California families.
Health insurance options beyond the marketplace, the cash-benefit layer that protects your income and your monthly bills, and a short self-assessment to find your path.
For California employers.
Voluntary benefits your team will actually use, benefits and technology strategy that makes everything simpler, and worksite health coverage through select California carriers. Whether you have one employee or one hundred, we'll tell you honestly what fits.
What we offer
Every line of business we serve, in plain language.
And here's the best part: there is never a cost for our services or support. We're paid by the carriers, not by you, so you can lean on us anytime, at no charge.
Health Insurance (for individuals & companies)
More options than the Marketplace or the carrier you've always used.
- Popular
Virtual Care Memberships
Unlimited use & affordable coverage for humans and pets.
Not insurance. - Pays you cash
Disability & Paycheck Protection
Your paycheck, protected. Especially if you're self-employed.
- Pays you cash
Cash Benefits for Injuries & Illnesses
Insurance that helps you pay your everyday bills.
Life Insurance
Several plan types, with some automatic qualification options available.
Dental, Vision & Hearing (for individuals & companies)
Standalone benefits or bundled packages.
Guaranteed-issue Benefits (some with pre-existing conditions waived)
Important when current medical conditions prevent new coverage signups.
Technology Enrollment & Support Tools
These lower administration workload & improve the benefit experience.
Payroll & Non-Payroll Billing Options
Flexible billing that fits your company: payroll-deducted or direct, including support for multi-state and remote teams.
- New service
Travel Health Insurance
Health insurance coverage for traveling abroad and for foreign visitors to the US.
Senior Benefits & Medicare Guidance
Home health care, short-term care, and honest help navigating the Medicare transition.
Business P&C Services (through trusted partners)
Workers' comp, liability, and business protection through warm referrals to a team we trust.
Carriers we proudly represent
We're independent, which means these carriers compete for your business, not the other way around.
Health/Dental/Vision/Rx Insurance Carriers (California)
Health Insurance Options for Travelers & US Visitors
Virtual Care Memberships
Recommended and affordable care options for humans and pets
These are virtual care memberships, not insurance.
Cash-Benefits, Income Protection & Life Insurance Carriers
Ready when you are.
Book a free consultation, or call or text us at (808) 303-5040. Yes, it's a Hawaii number. The aloha comes through anyway.

















