Helping local families and businesses save money while strengthening their benefits!

Mana Insurance Solutions
Mana Insurance Solutions
  • Home
  • Individual Benefits
  • Company Benefits
  • Partner
  • 'Ohana
  • Contact Us
  • More
    • Home
    • Individual Benefits
    • Company Benefits
    • Partner
    • 'Ohana
    • Contact Us
  • Sign In
  • Create Account

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Individual Benefits
  • Company Benefits
  • Partner
  • 'Ohana
  • Contact Us

Account


  • My Account
  • Sign out


  • Sign In
  • My Account

Affordable Choice Health Plan

A New Health Insurance Option For Hawaiian Families

 What is Affordable Choice?


Affordable Choice is a fixed indemnity insurance plan underwritten by ManhattanLife, offering guaranteed daily benefits for hospital stays, surgeries, and routine medical services, regardless of provider charges. With no deductibles and a range of plans from Elite Plus to Classic, this plan provides customizable coverage for individuals, families, and businesses in Hawai'i. 


Plan Benefits:


  • Hospital Confinement Benefits: Up to $5,000 per day for inpatient care.
  • Surgery Benefits: Reimbursement for both inpatient and outpatient surgeries, including anesthesia.
  • Doctor's Office Visits: Coverage for routine exams with rollover benefits.
  • Preventative Services: Includes lab services, physical therapy, and radiology.
  • Additional Features: Prescription benefits, cancer treatment coverage, and ambulance services.


Why Choose Affordable Choice?


Affordable Choice delivers flexible coverage at affordable premiums, with discounts negotiated through a broad network of hospitals and healthcare providers. From income protection to superior service, this plan offers peace of mind for self-employed individuals, families, and businesses looking for reliable healthcare solutions.


Affordable Premiums:


With premiums that scale according to age and coverage type, Affordable Choice provides plans that fit any budget. Choose from individual, spouse, child, or family plans.


Rates start out at $67.16/month (for individuals) & $203.45/month (for families)! (((SEE BELOW)))

Claims Examples (with all the extra money going to you!)

Hospitalization

Hospitalization

Hospitalization

 A policyholder on the Elite Plus plan is hospitalized for seven days with total hospital charges of $40,000. The policy pays $5,000 per day plus a $3,000 hospital admission benefit, totaling $38,000, covering most of the cost after network discounts are applied. 

Surgery

Hospitalization

Hospitalization

 A policyholder on the Classic Plus plan undergoes outpatient surgery. The total cost is $15,000, and the policy covers $2,000 for the ambulatory surgical facility plus $1,000 for anesthesia, significantly reducing the out-of-pocket expense. 

Quote & Enroll Yourself in our Affordable Choice Plan!

Affordable Choice (fixed-indemnity health plan) plus 6 additional benefits

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

You can also call 808-303-5040 or click here to schedule a FREE Benefit Review

Our full suite of benefits for individuals & self-employed

Accident/Injury Coverage

Disability / Income Replacement

Accident/Injury Coverage

This plan pays YOU the next time

you or your family get hurt & go to the doctor

to be seen. Includes wellness & AD&D!


Plans start as low as $15.50/month!

Benefit Details

Affordable Choice

Disability / Income Replacement

Accident/Injury Coverage

Health Insurance that pays YOU,

not the provider, and comes with

6 additional services!


Plans start as low as $67.16/month!

Benefit Details

Disability / Income Replacement

Disability / Income Replacement

Disability / Income Replacement

RECOMMENDED!

Most 1099/self-employed people do NOT pay into State Disability/TDI. Protect your income!


Plans start as low as $5.92/month!

Benefit Details

Critical Illness Coverage

Term (w/ ROP) & Whole Life

Disability / Income Replacement

This plan pays YOU up to $75,000 if you or someone in your family experiences a major health event!


Plans start as low as $3.50/month!

Benefit Details

Term (w/ ROP) & Whole Life

Term (w/ ROP) & Whole Life

Term (w/ ROP) & Whole Life

Explore our Whole Life & Term Life (w/ Return of Premium) options, where you receive all of the premium back after 20 years!


Starting as low as $8.44/month!

Benefit Details

Senior Benefits (45-89)

Term (w/ ROP) & Whole Life

Term (w/ ROP) & Whole Life

We also provide exclusive benefits for

Home Health Care & Short-Term Care, which covers services we have to pay for as we get older.


Starting as low as $16.59/month!

Benefit Details
  • Home
  • Individual Benefits
  • Company Benefits
  • Partner
  • 'Ohana
  • Contact Us

Mana Insurance Solutions

Headquartered here in Beautiful Hawai'i and Serving All Islands! 🌺

808-303-5040

Copyright © 2025 Mana Insurance Solutions - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept