A New Health Insurance Option For Families & Self-Employed
What is Affordable Choice?
Affordable Choice is a fixed indemnity insurance plan underwritten by ManhattanLife, offering guaranteed daily benefits for hospital stays, surgeries, and routine medical services, regardless of provider charges. With no deductibles, 1st-dollar coverage and a range of plans from Elite Plus to Classic, this plan provides customizable coverage for individuals, families, and businesses in Hawai'i.
Who should consider this new health insurance plan?
This plan is ideal for anyone who meets the following criteria:
- Anyone who does not qualify for MedQuest or tax-subsidies for ACA-plans on healthcare.gov because their income is too high.
- Anyone who wants to save 30%-70% on ACA-plans (which could = $1,000+ in premium savings each month)
- Anyone who is healthy and can pass the 7 underwriting questions.
- Anyone not getting pregnant (excluded on the policy).
- A great fit for self-employed, healthy individuals and families.
- Also good for anyone under 65 who's spouse or partner is aging into Medicare.
Plan Benefits:
- Hospital Confinement Benefits: Up to $5,000 per day for inpatient care.
- Surgery Benefits: Reimbursement for both inpatient and outpatient surgeries, including anesthesia.
- Doctor's Office Visits: Coverage for routine exams with rollover benefits.
- Preventative Services: Includes lab services, physical therapy, and radiology.
- Additional Features: Prescription benefits, cancer treatment coverage, and ambulance services.
Why Choose Affordable Choice?
Affordable Choice delivers flexible coverage at affordable premiums, with discounts negotiated through a broad network of hospitals and healthcare providers. From income protection to superior service, this plan offers peace of mind for self-employed individuals, families, and businesses looking for reliable healthcare solutions.
Affordable Premiums:
With premiums that scale according to age and coverage type, Affordable Choice provides plans that fit any budget. Choose from individual, spouse, child, or family plans.
Rates start out at $67.16/month (for individuals) & $203.45/month (for families)! (((SEE BELOW)))
Affordable Choice Policy Benefit Highlights
Additional Benefits (included at no extra cost)
Monthly Premium
