An affordable health insurance plan that pays you!
What is Affordable Choice?
Affordable Choice is a fixed indemnity insurance plan underwritten by ManhattanLife, offering guaranteed daily benefits for hospital stays, surgeries, and routine medical services, regardless of provider charges. With no deductibles and a range of plans from Elite Plus to Classic, this plan provides customizable coverage for individuals, families, and businesses in Hawai'i.
Plan Benefits:
- Hospital Confinement Benefits: Up to $5,000 per day for inpatient care.
- Surgery Benefits: Reimbursement for both inpatient and outpatient surgeries, including anesthesia.
- Doctor's Office Visits: Coverage for routine exams with rollover benefits.
- Preventative Services: Includes lab services, physical therapy, and radiology.
- Additional Features: Prescription benefits, cancer treatment coverage, and ambulance services.
Why Choose Affordable Choice?
Affordable Choice delivers flexible coverage at affordable premiums, with discounts negotiated through a broad network of hospitals and healthcare providers. From income protection to superior service, this plan offers peace of mind for self-employed individuals, families, and businesses looking for reliable healthcare solutions.
Affordable Premiums:
With premiums that scale according to age and coverage type, Affordable Choice provides plans that fit any budget. Choose from individual, spouse, child, or family plans.
Rates start out at $67.16/month (for individuals) & $203.45/month (for families)! (((SEE BELOW)))
Our full suite of benefits for individuals & self-employed
Accident/Injury Coverage
Disability / Income Replacement
Accident/Injury Coverage
This plan pays YOU the next time
you or your family get hurt & go to the doctor
to be seen. Includes wellness & AD&D!
Plans start as low as $15.50/month!
Affordable Choice
Disability / Income Replacement
Accident/Injury Coverage
Health Insurance that pays YOU,
not the provider, and comes with
6 additional services!
Plans start as low as $67.16/month!
Disability / Income Replacement
Disability / Income Replacement
Disability / Income Replacement
RECOMMENDED!
Most 1099/self-employed people do NOT pay into State Disability/TDI. Protect your income!
Plans start as low as $5.92/month!
Critical Illness Coverage
Term (w/ ROP) & Whole Life
Disability / Income Replacement
This plan pays YOU up to $75,000 if you or someone in your family experiences a major health event!
Plans start as low as $3.50/month!
Term (w/ ROP) & Whole Life
Term (w/ ROP) & Whole Life
Term (w/ ROP) & Whole Life
Explore our Whole Life & Term Life (w/ Return of Premium) options, where you receive all of the premium back after 20 years!
Starting as low as $8.44/month!
Senior Benefits (45-89)
Term (w/ ROP) & Whole Life
Term (w/ ROP) & Whole Life
We also provide exclusive benefits for
Home Health Care & Short-Term Care, which covers services we have to pay for as we get older.
Starting as low as $16.59/month!