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What is Affordable Choice?
Affordable Choice is a fixed indemnity insurance plan underwritten by ManhattanLife, offering guaranteed daily benefits for hospital stays, surgeries, and routine medical services, regardless of provider charges. With no deductibles and a range of plans from Elite Plus to Classic, this plan provides customizable coverage for individuals, families, and businesses in Hawai'i.
Plan Benefits:
Why Choose Affordable Choice?
Affordable Choice delivers flexible coverage at affordable premiums, with discounts negotiated through a broad network of hospitals and healthcare providers. From income protection to superior service, this plan offers peace of mind for self-employed individuals, families, and businesses looking for reliable healthcare solutions.
Affordable Premiums:
With premiums that scale according to age and coverage type, Affordable Choice provides plans that fit any budget. Choose from individual, spouse, child, or family plans.
Rates start out at $67.16/month (for individuals) & $203.45/month (for families)! (((SEE BELOW)))
A policyholder on the Elite Plus plan is hospitalized for seven days with total hospital charges of $40,000. The policy pays $5,000 per day plus a $3,000 hospital admission benefit, totaling $38,000, covering most of the cost after network discounts are applied.
A policyholder on the Classic Plus plan undergoes outpatient surgery. The total cost is $15,000, and the policy covers $2,000 for the ambulatory surgical facility plus $1,000 for anesthesia, significantly reducing the out-of-pocket expense.
This plan pays YOU the next time
you or your family get hurt & go to the doctor
to be seen. Includes wellness & AD&D!
Plans start as low as $15.50/month!
Health Insurance that pays YOU,
not the provider, and comes with
6 additional services!
Plans start as low as $67.16/month!
RECOMMENDED!
Most 1099/self-employed people do NOT pay into State Disability/TDI. Protect your income!
Plans start as low as $5.92/month!
This plan pays YOU up to $75,000 if you or someone in your family experiences a major health event!
Plans start as low as $3.50/month!
Explore our Whole Life & Term Life (w/ Return of Premium) options, where you receive all of the premium back after 20 years!
Starting as low as $8.44/month!
We also provide exclusive benefits for
Home Health Care & Short-Term Care, which covers services we have to pay for as we get older.
Starting as low as $16.59/month!
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