For licensed agents & agencies
See what a worksite case actually looks like.
Most producers avoid worksite because they cannot picture the mechanics, not because they doubt the money. So here is the whole thing, start to finish, on real numbers.
Two things worth knowing before you walk through this. Most of what we place at the worksite is guaranteed issue, with pre-existing conditions waived, so employees who have been declined elsewhere get covered. And employees self-enroll across multiple carriers in under five minutes, on their own phones, which is why our participation looks the way it does.
Pick a group
Step 1 of 4
Quote and proposal
You gather a census and we build the quotes and the proposal. You present, we prepare.
What it produces
A proposal the employer can actually read, and quotes across every product the group qualifies for.
The case so far
- Products quoted
- 3
- Employees reachable
- ...
- Employees covered
- ...
- Annualized premium placed
- ...
12-person restaurant, 12 lives on the census.
Year one, 12-person restaurant
$11,592
Total annualized premium
8
Covered lives, employees taking at least one offering
Guaranteed issue accident and hospital
- Participation
- 65%
- Participating lives
- 7.8
- Annualized premium
- $6,552
Group dental
- Participation
- 70%
- Participating lives
- 8.4
- Annualized premium
- $5,040
Virtual Care Membership Program
- Participation
- 60%
- Participating lives
- 7.2
- Premium
- Quoted per employee per month, modeled separately
Membership programs, not insurance policies.
What these numbers are, and are not
These are realistic planning figures from cases like the ones we run, not guarantees. Participation varies by employer, by how the enrollment is communicated, and by the workforce itself. Premium varies by age, by state, and by the products a group selects. Any producer who tells you these numbers are certain is selling you something.
On compensation
Compensation on worksite cases is paid as advanced commissions, and it varies by product and contract level. We go through your actual numbers on the partnership call, not on a webpage.
And this is only year one. We bring a new guaranteed issue offering to your groups every year, which means every case you write becomes a reason to go back rather than a file you close.